Abdulaziz Al-Helaissi has 28 years’ banking and regulatory experience, primarily in the Kingdom of Saudi Arabia. He joined GIB in his current position in February 2016. Prior to this, he was Deputy Governor for Supervision at the Saudi Arabian Monetary Authority (SAMA), where he started in May 2013. His responsibilities included oversight of the banking and insurance sectors, together with fnance company regulation (mortgages, leasing and other non-bank fnance institutions) and consumer protection. Prior to joining SAMA, Abdulaziz was Senior Country Officer and Managing Director - Saudi Arabia, and Head of Global Corporate Banking - Middle East & North Africa, for JPMorgan Chase between September 2010 and May 2013. Earlier in his career, he was Area General Manager - Central Province at Saudi British Bank (SABB), an afliate of HSBC, covering all lines of business including corporate and consumer banking. His various board memberships have included Tadawul (Saudi Stock Exchange). Abdulaziz holds a Bachelor of Arts degree in Economics from the University of Texas in Austin, USA.

Mushari Al Otaibi has over 26 years’ experience in the areas of back office operations, human resources, retail banking and wealth management. He joined GIB as Deputy Chief Operating Officer and Country Head, Saudi Arabia in August 2016, and was promoted to his current position in February 2018. As COO, he is responsible for Group Operations, Information Technology, Administration, Procurement, Corporate Communications and the Strategy Management Office & Centre of Excellence. Prior to joining GIB, Mushari was General Manager - Operations & Processing at Saudi British Bank (SABB) in Saudi Arabia. During his 25 years with SABB, he held a number of positions with executive management responsibility across key areas of the bank. These include Head of Human Resources, Relationship Management, Regional Head of Retail Banking & Wealth Management, Senior Executive - Network Services & Processing, and Deputy Head of the Credit Cards Centre. Mushari attended the High Performers Leadership Programme at INSEAD, France.

Stephen Williams has 37 years’ international experience in banking, accountancy and audit. Joining GIB in 1987, he was appointed Group Financial Controller in 2000, and assumed his current position as Chief Financial Officer in April 2008. Stephen is responsible for Group-wide statutory, regulatory and management reporting; fnancial and balance sheet planning; capital management; and Basel Committee guidelines implementation. Prior to joining GIB, he worked for KPMG in London and the Middle East. A certifed Chartered Accountant and Member of the Institute of Chartered Accountants in England and Wales (ICAEW), Stephen is the Bahrain country representative for the ICAEW. He holds a BSc degree in Economics from Cardiff University, UK; and is a Member of the Working Groups on Capital Adequacy and Working Liquidity at the Institute of International Finance.

Osamah Mohammed Shaker has over 19 years’ experience in investment banking, asset management and banking regulatory control. He joined GIB in his current position in June 2016. Prior to this, Osamah was Director General of Banking Control at the Saudi Arabian Monetary Authority (SAMA), responsible for overseeing and regulating all commercial banks in the Kingdom; and was also a Senior Advisor to the Deputy Governor of SAMA. Previously, he gained over 16 years’ experience in banking and investments with the Saudi British Bank (SABB) and HSBC Saudi Arabia. With the latter, Osamah held executive level positions as Managing Director - Head of Financial Markets, and Managing Director - Head of Investments. He was also a Faculty Member at the Institute of Public Administration in Riyadh, Saudi Arabia, where he taught Statistics and also provided statistical consultation. Osamah holds a Master of Science degree in Statistics from Colorado State University, USA; and a Bachelor of Administrative Science degree in Quantitative Methods, from King Saud University, Riyadh, Kingdom of Saudi Arabia.

Katherine Garrett-Cox has over 28 years’ experience in the global asset management industry, managing institutional and retail funds across a broad range of investment disciplines. Katherine joined GIB UK in her current position in October 2017. Prior to this, she was Chief Executive Officer and Executive Director of Alliance Trust PLC. She previously served as Chief Investment Officer and Executive Director of Morley Fund Management (now Aviva Investors); and Chief Investment Officer of Aberdeen Asset Management PLC. Katherine is a Member of the Supervisory Board of Deutsche Bank AG; and previously served as a member of the UK Prime Minister’s Business Advisory Group and the Scottish Business Board. She was awarded a CBE in 2014 for services to the asset management industry, and charitable services through the Baring Foundation. Katherine is a Fellow of the Thunderbird School of Global Management, USA; and a member of the UK Society of Investment Professionals, CFA Institute. She holds a BA Honours degree in History from Durham University, UK; and studied Leadership and Public Policy for the 21st Century at John F. Kennedy School of Government, Harvard University, USA.

Ravi Krishnan has over 17 years’ banking experience in the GCC. Joining GIB in 2004 in the Project Finance division, he was subsequently appointed Head of Project Advisory, Head of Credit Products, and Head of Relationship Management for GCC and International Markets. He was appointed Acting Head of Wholesale Banking in 2015, and assumed his current position in November 2016. Prior to joining GIB, Ravi worked with Arab Petroleum Investments Corporation (APICORP) in Saudi Arabia as a member of the Project Finance team. Previously, he was a Management Consultant with KPMG in the UK and Bahrain. Ravi is a Fellow of the Institute of Chartered Accountants of India; and a Member of the Institute of Cost & Works Accountants of India, and the Institute of Company Secretaries in India.

Steven Moulder has 37 years’ international experience in banking and treasury. He started his career with GIB in 1987 as a Senior Dealer Foreign Exchange at the London Branch. In 1997, he was appointed Head of Treasury and then in 2000, Head of Treasury & Banking Services at the newly-established GIB (UK) Limited. Steven moved to GIB Bahrain in 2009 as Head of Treasury Capital Markets, and was appointed Acting Chief Investment & Treasury Officer in 2015. He assumed his current position in June 2016. Prior to joining GIB, he was a Foreign Exchange Dealer with the London branches of Crocker National Bank, ABN Bank and Bank of New Zealand. Steven attended the Advanced Development Programme at Cranfeld University School of Management, UK.

Arun Hari has over 27 years’ corporate banking experience in the MENA region, and has enjoyed a long and successful career at HSBC Group in the UAE and Saudi Arabia. He joined GIB in his current position in June 2018. Most recently, Arun held the position of Country Head of Global Banking for the Saudi British Bank (SABB) Saudi Arabia, overseeing multi-functional teams responsible for providing relationship coverage to major corporates and institutional clients.  He was instrumental in setting up the Global Banking Business as a stand-alone business division and developing it into a significant revenue contributor for SABB.  Prior to that, he was the Regional Head of Corporate Banking for SABB’s Central Province Region of KSA. Before moving to SABB, Arun was the Head of Corporate & Institutional Banking at HSBC Abu Dhabi. He holds a BSc in Mathematics from Mahatma Gandhi University, India and an MBA from Southern New Hampshire University, USA.

Khalid Mahmood has over 32 years’ experience in banking, regulatory compliance and audit. Joining GIB’s Internal Audit department in 1987, he was appointed Head of Financial Audit in 2004 and Acting Group Chief Auditor in 2010. He was then appointed Group Head of Compliance & Group MLRO in 2012, before taking up his current position in May 2016. Prior to joining GIB, he worked with KPMG in Bahrain. Khalid holds an Associated Accounting Diploma from University of Bahrain; and attended the Gulf Executive Program at Darden School of Business, University of Virginia, USA.

Yasser Al-Anssari has over 19 years’ experience in the field of compliance and governance in the Kingdom of Saudi Arabia, at a government level and with international and domestic banks. He joined GIB in his current position in May 2016. Prior to this, Yasser was Advisor to the Saudi Arabian Civil Service Minister on Compliance & Governance Affairs. Previously, he was Global Chief Compliance Officer with Al Rajhi Bank; Head of Compliance & AML at the Riyadh branch of JPMorgan Chase Bank; Country Head of Compliance & AML Manager at the Riyadh branch of BNP Paribas; and Compliance Manager at Saudi Hollandi Bank. During the early stages of his career, he worked at Samba Financial Group and Riyadh Bank in various credit control, risk management and compliance positions. Yasser holds a Bachelor’s degree in Management with Compliance from the University of Manchester, UK. He is a Certifed Compliance Officer (Institute of Banking - Saudi Arabian Monetary Authority); a Certifed Anti-Money Laundering Specialist (CAMS); and holds two Graduate Diplomas in AntiMoney Laundering and International Compliance from the International Compliance Association.

Helen Lloyd has over 30 years’ international experience in human resources development, learning and cultural transformation. She joined GIB in her current position in April 2017. Prior to this, Helen worked at RSA Group PLC where she was HR Director - UK and International. Previously, Helen was AGM - Organisational Effectiveness at Commercial Bank of Qatar; and she spent six years at Lloyds Banking Group PLC, latterly as Head of HR, Commercial Banking. She also worked for Grupo Santander in the UK, where she held the positions of Head of Learning, Head of Performance Development, and Human Resources Manager. In her early career, she worked for Standard Bank of South Africa in a number of HR-related roles. Helen holds an MBA from HeriotWatt University, UK; and a BA from the University of South Africa (UNISA). She attended the Management Development Programme at UNISA School of Business Leadership.

Andreas is responsible for GIB’s digital value propositions, practices and organization as well as the innovation agenda across the Group, ensuring that GIB maximizes the opportunities that digital presents. He has responsibility for transforming the digital landscape across the Bank, including growing the business across multiple digital channels. Specific Group functional accountabilities include: Innovation & Partnerships, Design, Customer Experience, Digital enablement and Marketing. Prior to joining GIB, Andreas was an equity Partner with Ernst & Young (EY), leading the market segment for digital financial services across all service lines of the firm, covering: Customer, Analytics, Cyber and Innovation practices, based in Dubai. Earlier in his career, he spent 12 years with PricewaterhouseCoopers (PwC), leading the P&L for Digital and Customer practices across Southeast Asia, based in Singapore. Prior to that he was a Senior Director for PwC’s Consulting practice across APAC, based in Melbourne.