Abdulaziz Al-Helaissi has 30 years’ banking and regulatory experience, primarily in the Kingdom of Saudi Arabia. He joined GIB in his current position in February 2016. Prior to this, he was Deputy Governor for Supervision at the Saudi Arabian Monetary Authority (SAMA), where he started in May 2013. His responsibilities included oversight of the banking and insurance sectors, together with finance company regulation (mortgages, leasing and other nonbank finance institutions) and consumer protection. Prior to joining SAMA, Abdulaziz was Senior Country Officer and Managing Director - Saudi Arabia, and Head of Global Corporate Banking - Middle East and North Africa, for JPMorgan Chase between September 2010 and May 2013. Earlier in his career, he was Area General Manager - Central Province at Saudi British Bank (SABB), an affiliate of HSBC, covering all lines of business including corporate and consumer banking. His various board memberships have included Tadawul (Saudi Stock Exchange). Abdulaziz holds a Bachelor of Arts degree in Economics from the University of Texas in Austin, USA.

Jamal Al Kishi has 25 years of regional banking experience. Prior to joining GIB in March 2020, he spent nearly 13 years at Deutsche Bank, most recently serving as CEO Middle East and Africa, after having held a number of other senior positions at the global bank. Jamal began his career with Arab National Bank in 1995, where he held roles in corporate finance, capital markets and structured and project finance. He holds a BSc in Engineering from Arizona State University and an MBA in Finance and Banking from King Fahad University of Petroleum & Minerals, Saudi Arabia.

Mushari Al Otaibi has over 28 years’ experience in the areas of Back Office Operations, Human Resources, Retail Banking and Wealth Management. He joined GIB as Deputy Chief Operating Officer and Saudi Arabia Country Head in August 2016 and was promoted to Group Chief Operating Officer and Saudi Arabia Country Head in February 2018. He is responsible for Operations, Operational Improvement and Quality, and for business support functions such as Information Technology, Procurement, Administration and Corporate Communications. Prior to his current post, Mushari was General Manager - Operations and Processing at the Saudi British Bank (SABB) in Saudi Arabia. During his 25 years with SABB, he held a number of positions with executive management responsibility across key areas of the bank. These include Head of Human Resources Relationship Management, Regional Head of Retail Banking and Wealth Management, Senior Executive - Network Services and Processing, and Deputy Head of the Credit Card Centre. Mushari attended the High Performers Leadership Programme at INSEAD, France, and attended Finance for Non-Finance Executives Programme at London Business School in UK.

Marwan Abiad has 36 years’ international experience in banking, insurance, risk management, finance, accounting, technology and operations. He is responsible for statutory, regulatory and management reporting; financial and balance sheet planning; capital management; and Basel Committee guidelines implementation. Prior to joining GIB in October 2019, he worked for 13 years as the Group CFO for Bankmed in Lebanon and another 13 years as CFO of Arab National Bank in Riyadh, KSA. Mr. Abiad is the holder of the CPA, CFA and FRM charters. He also holds a BBA and an MBA from the American University of Beirut, Lebanon.

Osamah Shaker has over 21 years’ experience in investment banking, asset management and banking regulatory control. He joined GIB in his current position in June 2016. Prior to this, Osamah was Director General of Banking Control at the Saudi Arabian Monetary Authority (SAMA), responsible for overseeing and regulating all commercial banks in the Kingdom; and was also a Senior Advisor to the Deputy Governor of SAMA. Previously, he gained over 16 years’ experience in investment banking and investment management with the Saudi British Bank (SABB) and HSBC Saudi Arabia. With the latter, Osamah held executive level positions as Managing Director - Head of Financial Markets and Managing Director - Head of Investments. He was also a faculty member at the Institute of Public Administration in Riyadh, Saudi Arabia, where he taught Statistics and also provided statistical consultation. Osamah holds a MSc in Statistics from Colorado State University, USA, and a Bachelor of Administrative Science degree in Quantitative Methods, from King Saud University, Riyadh, Kingdom of Saudi Arabia.

Katherine Garrett-Cox has over 30 years’ experience in the global asset management industry, managing institutional and retail funds across a broad range of investment disciplines. Katherine joined GIB (UK) in her current position in October 2017. Prior to this, she was Chief Executive Officer and Executive Director of Alliance Trust PLC. She previously served as Chief Investment Officer and Executive Director of Morley Fund Management (now Aviva Investors) and Chief Investment Officer of Aberdeen Asset Management PLC. Katherine is a member of the Supervisory Board of Deutsche Bank AG and previously served as a member of the UK Prime Minister’s Business Advisory Group and the Scottish Business Board. Katherine is Chair of both the Clean Air Fund and the Carbon Disclosure Project (CDP) Worldwide Board and was awarded a CBE in 2014 for services to the asset management industry, and charitable services through the Baring Foundation. Katherine is a member of the UK Society of Investment Professionals, CFA Institute. She holds a BA in History from Durham University, UK and studied Leadership and Public Policy for the 21st Century at John F. Kennedy School of Government, Harvard University, USA.

Khaled Abbas has more than 22 years’ regional banking experience including having managed and grown leading regional wholesale banking divisions. Joining GIB in 2018, originally as UAE Country Head, Khaled is currently responsible for managing the Group’s Wholesale Banking division and its relationships with large corporates and financial institutions. Before joining GIB, Khaled spent eight years at Abu Dhabi Islamic Bank, where he last served as Executive Vice President and Regional Head – Wholesale Banking Group. Previously, he held a number of other senior roles at Samba Financial Group and Banque Saudi Fransi. Khaled holds BSc in Business Studies from Lebanese American University, Beirut, Lebanon and has obtained executive education degrees from both Darden Business School at the University of Virginia, USA and INSEAD, France.

Sara Abdulhadi has more than 15 years of experience in global markets activities and strategic planning with a background in investments, derivative and FX trading; along with liquidity and funding management. Sara began her career at the Saudi British Bank, holding various senior roles within the organisation including Deputy Treasurer, Head of Balance Sheet Management and Investment, Senior Treasury Investment Dealer, and Strategic Planning Manager. She holds an MSc in Investment Management from Cass Business School, City University, London and a BSc in Accounting from King Saud University, Riyadh.

Arun Hari has over 28 years’ corporate banking experience in the MENA region, and enjoyed a long and successful career at HSBC Group in the UAE and Saudi Arabia. He joined GIB in his current position in June 2018. Prior to this Arun was the Country Head of Global Banking for the Saudi British Bank (SABB) Saudi Arabia, overseeing multifunctional teams responsible for providing relationship coverage to major corporates and institutional clients. He was instrumental in setting up the Global Banking Business as a stand-alone business division and developing it into a significant revenue contributor for SABB. Prior to that, he was the Regional Head of Corporate Banking for SABB’s Central Province Region of KSA. Before moving to SABB, Arun was the Head of Corporate & Institutional Banking at HSBC Abu Dhabi. He holds a BSc in Mathematics from Mahatma Gandhi University, India and an MBA from Southern New Hampshire University, USA.

Khalid Mahmood has over 34 years’ experience in banking, regulatory compliance and audit. Joining GIB’s Internal Audit department in 1987, he was appointed Head of Financial Audit in 2004 and Acting Group Chief Auditor in 2010. He was then appointed Group Head of Compliance & Group MLRO in 2012, before taking up his current position in May 2016. Prior to joining GIB, he worked with KPMG in Bahrain. Khalid holds an Associated Accounting Diploma from the University of Bahrain; and attended the Gulf Executive Program at Darden School of Business, University of Virginia, USA.

Yasser Al-Anssari has over 21 years’ experience in the field of compliance and governance in the Kingdom of Saudi Arabia, at a government level and with international and domestic banks. He joined GIB in his current position in May 2016. Prior to this, Yasser was Advisor to the Saudi Arabian Civil Service Minister on Compliance & Governance Affairs. Previously, he was Global Chief Compliance Officer with Al Rajhi Bank; Head of Compliance & AML at the Riyadh branch of JPMorgan Chase Bank; Country Head of Compliance & AML Manager at the Riyadh branch of BNP Paribas; and Compliance Manager at Saudi Hollandi Bank. During the early stages of his career, he worked at Samba Financial Group and Riyadh Bank in various credit control, risk management and compliance positions. Yasser holds a BSc in Management with Compliance from the University of Manchester, UK. He is a Certified Compliance Officer (Institute of Banking - Saudi Arabian Monetary Authority); a Certified Anti-Money Laundering Specialist (CAMS); and holds two Graduate Diplomas in Anti Money Laundering and International Compliance from the International Compliance Association.

Helen Lloyd has over 31 years’ international experience in human resources development, learning and cultural transformation. She joined GIB in her current position in April 2017. Prior to this, Helen worked at RSA Group PLC where she was HR Director - UK and International. Previously, Helen was AGM - Organisational Effectiveness at Commercial Bank of Qatar; and she spent six years at Lloyds Banking Group PLC, latterly as Head of HR, Commercial Banking. She also worked for Grupo Santander in the UK, where she held a number of senior positions in Human Resources. In her early career, she worked for Standard Bank of South Africa in a number of HR-related roles. Helen holds an MBA from Heriot Watt University, UK; and a BA from the University of South Africa (UNISA). She attended the Management Development Programme at UNISA School of Business Leadership.

Andreas Skopal has more than 18 years’ experience and is responsible for GIB’s digital value propositions, practices and organisation as well as the innovation agenda across the Group, ensuring that GIB maximises the opportunities that digital presents. He has responsibility for transforming the digital landscape across the Bank, including growing the business across multiple digital channels. Specific Group functional accountabilities include: Innovation & Partnerships, Design, Customer Experience, Digital Enablement, Wholesale Digital and Marketing. Prior to joining GIB, Andreas was an equity Partner with Ernst & Young (EY), leading the market segment for digital financial services across all service lines of the firm, based in Dubai. Earlier in his career, he spent 12 years with PricewaterhouseCoopers (PwC), leading the P&L for Digital and Customer practices across Southeast Asia, based in Singapore. Prior to that he was a Senior Director for PwC’s Consulting practice across APAC, based in Melbourne. Andreas has Bachelor and Honours Degrees in Commerce from Monash University, Melbourne.

Rima Bhatia has 28 years’ experience of forward-looking analysis on economic and financial developments, with a specialisation in the evolving transformation underway in Saudi Arabia and the wider Gulf Cooperation Council (GCC) countries. She joined GIB in 1988 as a university intern. Rima’s dual role encompasses intellectual leadership and strategic guidance in areas of economic development and risk assessment, in addition to driving the Bank’s longterm strategy direction and transformation plans. Rima originates research and publishes insights regularly as an economic thought leader and contributes to major business publications and books on the GCC region. She also delivers presentations to regulators, clients, and counterparts, and speaks at regional and international forums. Rima holds an MBA in Finance & Economics and a BSc in Business Administration from the University of Bahrain, Kingdom of Bahrain and attended an Executive Program at Harvard University, Boston, USA.