Fast Finance for Micro and Small Enterprises in
Saudi Arabia

3 Simple steps to finance

  1. Apply now by contacting us.
  2. Your business is credit assessed.
  3. Get your funds.

Fast Finance for Micro and Small Enterprises in Saudi Arabia

A strategic cooperation between SDB and GIB, this new digital financing platform provides swift and efficient access to finance for micro and small enterprises in Saudi Arabia, using Beehive's modern financial technology solutions. 


  • Fast financing with competitive fees
  • No securities required
  • Loan period between 6 to 36 months
  • Simple process
  • Shariah compliant
  • No fees for early repayment

Minimum Criteria

  • SAR2 Million revenue p.a.
  • At least 2 years in operation
  • Saudi registered company
  • Majority owned by a Saudi national
  • At least 80% of revenue via bank statement


For more information on fees and charges please see below :

Product Name Annual Percentage Rate Management Fees
Short Term Financing
( Less than 1 year )
4%-9% 3%
Medium Term Financing ( From 1 year to 3 years ) 5%-10% 3%

The rate may vary depending on amount, loan period and risk criteria for each client.

لمعرفة المزيد عن الرسوم والمصاريف الرجاء من فضلك، انظر بالأسفل :

اسم المنتج معدل النسبة المئوية الرسوم الإدارية
تمويل قصير الأجل ( أقل من سنه ) ٤%-٩% ٣%
تمويل متوسط الأجل ( من سنه إلى ثلاث سنوات ) ٥%-١٠% ٣%

قد يختلف معدل النسبة السنوى بإختلاف المبلغ وفترة الاستحقاق ودرجة الأتمان لكل عميل.

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Gulf International Bank - Saudi Arabia, a Saudi Closed Joint Stock company with a capital of SAR (7,500,000,000) Unified Number (7001399042) ; Commercial Registration No. (2052001920) P.O. Box 93 AlKhobar 31952 Kingdom of Saudi Arabia, Telephone (+966 138664000), Website: National Address: 5515 Cooperative Council Rd - AlKhuzama Area, Unit No. 54, AlKhobar 34721-8208 Licensed with number: 2007 and operating under the Saudi Central Bank’s control and supervision.